Operating lease · Off-balance sheet · 100% funding

Fast asset financing for your

Praxia procures the assets you need and leases them to you: no down payment, rentals shaped to your cash cycle, one price and zero hidden fees.

Fleet of trucks seen from above
For corporates

Lease the assets that grow your business

Machinery, vehicles and equipment funded end to end, without touching your debt covenants.

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Glass corporate towers
For banks & NBFCs

Deploy capital into asset-backed mid-market demand

We originate, structure and convert the customer. You get secured exposure and faster recovery.

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Get your lease quote in minutes

Deals executed & partnerships with leading financial institutions
IDFC FIRST BankTata CapitalAditya Birla CapitalCholamandalamSBM BankFederal BankSouth Indian BankInCredHSBCBarclaysCitiHDFC BankAxis Bank IDFC FIRST BankTata CapitalAditya Birla CapitalCholamandalamSBM BankFederal BankSouth Indian BankInCredHSBCBarclaysCitiHDFC BankAxis Bank
What we finance

A smarter approach to CapEx funding

Operating lease solutions across India's most CapEx-intensive sectors.

01Industrial machinery in operation

Industrial machinery

Manufacturing lines and plant equipment for electronics, auto, chemicals and metals.

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02Commercial vehicle fleet

Vehicles & fleet

Commercial vehicles and logistics assets, procured and delivered across locations.

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03Wind turbines on green hills

Renewable energy

Solar, wind and storage assets for India's fastest growing infrastructure segment.

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04Engineer reviewing technical drawings

Equipment & tech

Precision tooling, electronics and IT infrastructure with custom rental structures.

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0Assets under management
0Corporate customers
0Years of combined team experience
0NPA track record
Finance team discussing a lease structure
₹0
Down payment100% asset funding
✓
Off-balanceNo leverage impact
Leasing vs. traditional loans

Own the outcome, not the debt

Loans lock capital into ownership, covenants and rigid EMIs. An operating lease gives you the asset and the flexibility, and keeps your borrowing capacity free for growth.

  • Lower upfront cost with no down payment
  • Reduced rates compared to long-term loans
  • Rentals structured monthly or quarterly
  • No asset depreciation risk
  • Operating lease expenses are tax-deductible
See how it works →
Why Praxia

Everything a finance leader wants from a lease

Off-balance sheet

Unlock growth without impacting your debt covenants.

Flexible cash flows

Structure payments to match your business cycle.

Capital-light

Acquire critical assets with no upfront investment.

Tax efficient

Benefit from fully deductible operating expenses.

Transparent & fast

One price, zero hidden fees, executed in weeks, not months.

End-to-end delivery

We handle procurement and multi-location delivery so operations don't stop.

How it works

From requirement to delivery in weeks

1

Share your need

Tell us the asset, vendor and budget.

2

We structure

Praxia designs the lease and matches the right financier.

3

Quick approval

Financial, business-model and asset checks.

4

Assets delivered

We procure and deliver, then monitor through the lease.

Case studies

Real businesses. Real flexibility.

Automotive manufacturing
Automotive OEM

Decentralised procurement across 25 plants

₹150 Crcredit line
25plants
Container port with cranes
Construction & mining

Three lenders onboarded for an equipment leader

₹130 Cr+transactions
3lenders
Glass office towers
Real estate

Asset-light transformation without adding debt

₹15 Crtransactions
A+credit rating
View all case studies →
Backed by

Strong investors, strong reserves

Whiteboard Capital₹500 Cr fund · Investors in Cred, Progcap, Dezerv
Alteria CapitalIndia's largest venture debt fund · ₹6,000 Cr+ deployed
OG Capital₹300 Cr fund · Exits exceeding ₹1,500 Cr
Customer voices

Trusted by finance leaders

No impact on debt leverage and the customization of lease rentals meant that working with Praxia is a no brainer.

PS
Parimal ShahFounder, Cherise India

Praxia understood our business and budget requirements and converted them into cost effective leasing terms, handling end-to-end procurement and multi-location delivery.

VD
Vikash DugarCFO, Ashiana Housing

Their vast network of financial institutions, coupled with streamlined processes, has significantly enhanced our financial capabilities.

D
DeepakCFO, CRPL (Reliance Brands subsidiary)

Traditional financing often requires collateral, restrictive covenants and lengthy processes. Leasing removed that friction.

AK
Amit KumarGM, Sandhar Tech
FAQ

Quick answers

Praxia procures the asset and leases it to you for an agreed tenure. You use it and pay rentals without the burden of ownership.

No. The structure offers 100% funding with no down payment.

Operating leases are off-balance sheet, so they don't add to your debt or covenants. Please confirm accounting treatment with your auditors.

In weeks, not months, with one transparent price and no hidden fees.

See all FAQs →

Get started

Put your next asset to work, without the debt

Tell us what you need to fund. The Praxia team will come back with a structured lease proposal.

  • Response from a senior team member
  • Matched with the right bank or NBFC
  • One price, no hidden fees

Request a proposal

We'll reach out within one working day.

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